Financials

PERFORMANCE

AGROHA CO-OPERATIVE URBAN BANK LTD.
21-1-974, 2nd Floor, Opp High Court, Ghansi Bazar, Hyderabad-500 002

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2025
Particulars Schedule 31.03.2025 (Rs.) 31.03.2024 (Rs.)
I. INCOME
Interest Earned 11 9,46,43,838.33 7,31,73,918.66
Profit on Sale of Investment       4,71,500.00       1,47,000.00
Other Income 12    37,54,186.58     30,30,612.44
Total 9,88,69,524.91 7,63,51,531.10
II. EXPENDITURE
Interest Expended 13 6,62,60,178.18 4,82,65,566.44
Operating Expenses 14 2,07,44,988.59 1,68,89,442.09
Income Tax – Current Year     27,24,933.00     24,92,420.00
Deferred Tax                  858.00            37,389.00
Provisions and Contingencies    18,58,059.00     12,66,977.27
Total 9,15,89,016.77 6,89,51,794.80
III. PROFIT
Net Profit for the Year 72,80,508.14 73,99,736.30
IV. APPROPRIATIONS
Add Excess Investment Depreciation Reserve             – 22,77,260.00
Add Excess NPA Provision   26,55,69600 22,40,000.00
Profit for the Year   99,36,204.14 1,19,16,996.30
BALANCE SHEET AS ON 31ST MARCH 2025
Particulars Schedule 31.03.2025 (Rs.) 31.03.2024 (Rs.)
CAPITAL & LIABILITIES
Capital I 4,48,42,700.00 4,12,29,900.00
Reserves & Surplus (Tier I) 2 9,80,06,840.78 9,32,76,808.64
Provisions (Tier II) 3    60,40,000.00     33,28,557.00
Deposits 4 86,54,24,926.28 73,57,67,863.27
Other Liabilities and Provisions 5   2,57,78,364.92 2,62,36,062.09
Deferred Tax Liability            52,172.00         51,314.96
Contingent Liabilities: DEAF Balance RBI     11,35,795.00  10,37,105.00
Contingent Liabilities: Unapplied Interest on NPA (Interest Suspense)  2,06,64,976.00   1,61,03,930.00
Total 1,06,19,45,775.94 91,70,31,540.96
Cash and Balances with RBI 6 3,58,88,365.99 3,33,50,480.89
Balances with Banks and Money at Call and Short Notice 7 14,40,25,508.80 8,06,31,910.00
Investments 8 26,36,38,336.00 26,98,28,464.00
Advances 9 57,79,47,276.64 49,80,31,227.43
Fixed Assets 10 57,51,357.28 40,67,377.38
Other Assets 11 1,28,94,160.23 1,39,81,045.46
Deferred Tax Asset –
Contingent Assets:  DEAF Balance  RBI 11,35,795.00 10,37,105.00
Contingent Assets: Interest Receivable on NPA 2,06,64,976.00 1,61,03,930.00
Administrative and Contingent Fund – –
Total 1,06,19,45,775.94 91,70,31,540.96
 

As per our Report of even date
For Anantrao & Mallik Chartered Accountants (FRN:006266S)
Sd/- V Anant Rao (Partner, M.No. 022644)- UDIN: 24022644BKANSU5742
Sd/- Nandkishor Baheti(Chief Executive Officer), Sd/- Rajesh Kumar Agrawal (Director)
Sd/- Vijay Gupta (Vice-Chairman), Sd/- Ratan Gupta (Chairman)

Date: 12.05.2025
Place: Hyderabad