Interest Rates

Loans Interest Rates

W.E.F FROM  01.04.2023
ADVANCES INTEREST RATES
OD against Gold 12.50%
 Gold Loans  11%
Secured Overdraft
A Category – INITIAL RATE 14.25%
B Category 15.25%
C Category 16.25%
Housing Loans
Upto Rs. 30 Lacs
Above Rs. 30 Lacs		                                                                                                                                         10.25%
11.25%
Term Loans 13.25 %
DL against KVP / NSC  11.25%
Vehicle Loans  –
Business Mortgage Loan/Mortgage Loan 13.25%
Personal Loans  16.25 % to 18.25 %
Depositors Loans against FD/RD for  SELF – 1% PLUS FD/RD  Interest Rate SODF Loans – 2.00% plus FD/RD Interest Rate
Deposit Loans against  FD/RD(for Self and 3rd Party  Loans) 2 % PLUS  FD/RD Interest Rate SODF Loans  for 3rd  parties 3.00 % plus FD/RD Interest Rate