Interest Rates

Savings Bank

WE HAVE CHANGED  THE  S B INTEREST  RATES  AS UNDER :

PL CHANGE IN OUR WEB  SITE. W.E.F  06.03.2018

SAVINGS  BANK  (S B)  INTEREST  RATES   INCREASED
BALANCES UPTO  RS. 1.00  LAKH 4 % PA
BALANCES  ABOVE  RS.1.00 LAKH 5 % PA

Deposits Interest Rates

Rate of interest on Fixed Deposits revised w.e.f. 06.03.2018

DEPOSIT INTEREST RATES

Sl. No.

PERIOD

REVISED RATES OF INTEREST W.E.F. 06.03.2018

FIXED DEPOSITS

1

30 days – 90 days

5.50%

2

91 days – 180 days

6.00%

3

181 days – 1 year

6.50%

4

Above 1 year – 3 years

8.00%

4

1000 DAYS (SIMPLE INTEREST)

9.00%

5

Above 3 years

7.00%

6

For Senior Citizens, widow, registered societies like MACS and NGOs formed for benefit of common man and Public Charitable Trusts registered under I.T. Department

0.50 % Extra

(Only for 1 year and above)

(women – 58 years)

(Men – 60 years)

7

KANYA VIVAH YOJANA

8.00 %

3 years to 10 years

8

Savings Bank Account

4.00%

Senior Citizen

Senior Citizens are eligible for 0.50 % extra on normal rate of interest
on deposits for the period from 12 months and above.

To claim Senior Citizen, the depositors are requested to produce
any proof like, Voter Card, Ration Card, Driving Licence, Pass Port, Aadhar Card, Pan Card or any other document acceptable to the Bank.

Loans Int.Rates

                     W.E.F FROM  06.03.2018
ADVANCES INTEREST RATES
OD against Gold 13.50%
 Gold Loans  11.50% TO 12.50 %
Secured Overdraft
A Category – INITIAL RATE 13.50%
B Category 15.00%
C Category 16.50%
Cash Credit  16.00 %
Housing Loans 11.50%
Term Loans
 Loan Amount upto  Rs.25  Lakhs  14 %
 Loan Amount  Rs.25 Lakhs and upto Rs.50 Lakhs  13 %
 Loan Amount  of Rs. 50 Lakhs and  above  12 %
DL against KVP / NSC  14.00%
Vehicle Loans  15.00 %
Business Mortgage Loan/Mortgage Loan 16.00%
Personal Loans  18.00 %
Depositors Loans against FD/RD for  SELF – 1% PLUS FD/RD  Interest Rate SODF Loans – 2.00% plus FD/RD Interest Rate
Deposit Loans against  FD/RD(for Self and 3rd Party  Loans) 2 % PLUS  FD/RD Interest Rate SODF Loans  for 3rd  parties 3.00 % plus FD/RD Interest Rate

DEPOSITS INTEREST RATES

Senior Citizen

For Senior Citizens, widow, registered societies like MACS and NGOs formed for benefit of common man and Public Charitable Trusts registered under I.T. Department 0.50 % Extra

(Only for 1 year and above)

(women – 58 years)

(Men – 60 years)